Retirement

CARES Act Retirement Plan Considerations and Benefits

Date29 Apr 2020

Comment0

As part of the federal economic response to the COVID-19 crisis, the Coronavirus Aid, Relief, and Economic Security Act (CARES Act) was put in place....

Qualified Charitable Distributions from IRAs

Date23 Jan 2020

Comment0

Jay H. Krall, Attorney at Law Making Qualified Charitable Distributions (“QCDs”) from IRAs is a great way to reduce your taxes while achieving your charitable...

New RMD Rules

Date23 Jan 2020

Comment0

The recently passed SECURE Act has implications for owners of retirement accounts. The two changes included in the act that would most affect our clients...

Power of Attorney Considerations

Date06 Nov 2019

Comment0

If you have not already done so, you may want to consider empowering someone to act on your behalf with regard to your assets. Also,...

Should You Take Advantage of North Carolina’s New Uniform Power of Attorney Act?

Date06 Nov 2019

Comment0

Jay H. Krall, Attorney at Law North Carolinians have a new Uniform Power of Attorney Act (“the new Act”) that became effective on January 1,...

Effective Cash Management Strategies

Date06 Nov 2019

Comment0

After monthly expenses have been paid you may be left with excess cash in your checking account. Many individuals allow these funds to build up...

Historically Low Bond Yields

Date17 Jul 2019

Comment0

Market-linked income notes may offer investors a solution to the low bond yields currently available. These notes are issued by financial institutions and pay a...

What’s Behind the 4th Quarter Sell-Off

Date17 Jan 2019

Comment0

The intersection of several disruptive market forces, many of which have been looming on the horizon for some time, led to the recent sharp and...

Where Do We Go From Here?

Date17 Jan 2019

Comment0

Global growth is expected to slow in 2019 with many believing that any recession will likely be pushed into 2020. Expect some rebounding in European...

Tax Efficient Methods of Making Charitable Gifts

Date04 Jun 2018

Comment0

Who This Applies To: Traditional IRA owners who are at least 70 1/2 Benefits to you: Making your charitable gifts directly from your IRA can...

New Tax Law Changes the Math for Roth Contributions

Date04 Jun 2018

Comment0

Who this applies to: Those individuals that make supplemental contributions to 403(b) and 457 retirement plans Benefits to you: Designating contributions as Roth can potentially...

White Paper: The Case for Investing in the Water Industry

Date08 Jun 2015

Comment0

In this white paper, we discuss water-related crises, opportunities for solutions, and reasons for adding water investments to your retirement portfolio. Read Clear Waters here, and...

White Paper: The case for Roth supplemental retirement plans

Date08 Jun 2015

Comment0

Diving deeper explores the advantages and flexibility offered by Roth supplemental retirement plans. Here we dive deeper into Roth supplemental accounts, detailing some notable differences...

White Paper: University retirement accounts and tax implications

Date08 Jun 2015

Comment0

As a university professional, your retirement portfolio requires special consideration due to the nature and number of accounts involved. Effective management of a retirement portfolio...

Managing Risk in University Retirement Plans

Date03 Jul 2014

Comment0

When you invest, you take risks. For most people, risk is managed by building a diversified portfolio that holds different types of investments whose performance...

Addressing Fixed-Income Assets within the New UNC System’s Retirement Plans

Date03 Jun 2014

Comment0

Building a strong portfolio of accounts requires that its constituent parts be integrated into a cohesive whole. For example, if you have a spouse or...

What Is a Brokerage Trading Platform and Should You Use One?

Date03 Jun 2014

Comment0

Tier 4 of the new UNC System Retirement plan will provide you with access to thousands of new investment options. These additional options will be...

Summing Up the Changes Coming Your Way with the UNC System Retirement Plans

Date03 Jun 2014

Comment0

July 1, 2014 will bring significant changes to retirement plans offered by the UNC System. New plan participants won’t be able to open accounts with...

Complimentary Consultations