What’s Behind the 4th Quarter Sell-Off
The intersection of several disruptive market forces, many of which have been looming on the horizon for some time, led to the recent sharp and widespread decline in global markets. We feel like this period of heightened volatility is here... Read More →
Where Do We Go From Here?
Global growth is expected to slow in 2019 with many believing that any recession will likely be pushed into 2020. Expect some rebounding in European and Asian growth, regions that underperformed the US market last year. There are several fiscal... Read More →
Tax Efficient Methods of Making Charitable Gifts
Who This Applies To: Traditional IRA owners who are at least 70 1/2 Benefits to you: Making your charitable gifts directly from your IRA can result in three possible benefits Reduction in taxable income A decrease in the taxable portion... Read More →
New Tax Law Changes the Math for Roth Contributions
Who this applies to: Those individuals that make supplemental contributions to 403(b) and 457 retirement plans Benefits to you: Designating contributions as Roth can potentially lower taxes in three ways Paying taxes now at a lower rate than might be... Read More →
White Paper: The Case for Investing in the Water Industry
Read Clear Waters here, and email us at contact@collegiatecapital.com for a free consultation.
White Paper: The case for Roth supplemental retirement plans
Read Diving deeper here, and email us at contact@collegiatecapital.com for a free consultation.
White Paper: University retirement accounts and tax implications
Read Navigating your path to retirement here, and email us at contact@collegiatecapital.com for a free consultation.
Managing Risk in University Retirement Plans
When you invest, you take risks. For most people, risk is managed by building a diversified portfolio that holds different types of investments whose performance is loosely correlated. When changes are made, it should be done with an eye to... Read More →
Addressing Fixed-Income Assets within the New UNC System’s Retirement Plans
Building a strong portfolio of accounts requires that its constituent parts be integrated into a cohesive whole. For example, if you have a spouse or partner with accounts, you may wish to integrate these into a single household portfolio for... Read More →
What Is a Brokerage Trading Platform and Should I Use One?
Tier 4 of the new UNC System Retirement plan will provide you with access to thousands of new investment options. These additional options will be introduced through a brokerage trading platform. Brokerage has been available to 403(b) plan participants for... Read More →