Services

Overview

Financial Planning

Asset Management

Estate Planning

Tax Efficiency

Overview

Since 1994, Collegiate Capital Management, Inc. (CCM) has provided comprehensive financial guidance to university professionals. As an independent firm, we are not affiliated with or compensated by any university or university vendor. We consider using different vendors’ products and strengths to develop a diversified portfolio that incorporates the complementary roles of each. This means we can design your portfolio without product bias. We work for you, and in doing so, select investment options best suited to your needs.

Our firm emphasizes transparency in our work, and we want our clients to understand the basis for our guidance. These two characteristics have helped us create long-term trusting client relationships.

Financial Planning

Our clients want a clear understanding of their path to a comfortable retirement. We help provide that clarity. We partner with our clients to set goals and provide ongoing guidance towards achieving them. Our work takes a comprehensive view of our clients’ financial circumstances. This typically includes:

  • Customized financial plans that provide guidance for asset management and establish the parameters most critical to meeting retirement goals.
  • Retirement Plan Projections and other analyses that provide insights essential to managing client assets and evaluating retirement plan goals.
  • Plans for the retirement distribution phase across the client’s portfolio.
  • Life Insurance Analyses to determine the adequacy and cost of existing policies and put into place replacement or additional policies as needed.
  • Social Security Analysis to identify most appropriate benefit option.
  • Guidance on funding for college savings.
Asset Management

CCM acts as an independent SEC-registered Investment Adviser to our clients. We actively manage both employer-sponsored accounts and non-employer assets using primarily mutual funds, exchange-traded funds, individual stocks, and bonds to manage risk.

We recommend portfolio restructuring that will reduce, simplify, and/or consolidate portfolio accounts. Our firm provides ongoing recommendations for increasing portfolio flexibility and improved access to beneficial investment options by highlighting the complementary roles of each custodian’s offerings.

For employer-sponsored accounts, the firm’s investment advisors help to select the vendor from the options made available by the client’s employer. Collegiate Capital also manages assets for clients held outside of their employer’s plan(s). The firm manages the selection of assets to liquidate for distributions, including required distributions, and handles all ongoing account maintenance.

Collegiate Capital acts as a liaison between our clients and the custodians of their accounts daily to eliminate the stress and burden of navigating these complexities alone. Let us be your advocate.

Estate Planning

We understand how to facilitate the intergenerational transfer of assets, assist our clients in making tax-efficient charitable gifts, and participate in the team of professionals needed to create sound estate plans.

Making decisions about your estate can be complicated, overwhelming, and emotionally charged. We are happy to help you move through this planning process.

Tax Efficiency

In coordination with knowledgeable tax experts, Collegiate Capital Management guides clients on their efficient tax management options. We consider and incorporate IRS rule changes into these recommendations and use this information in our asset management approach. The firm provides insight and guidance on strategies that incorporate the tax benefits of employer-sponsored retirement accounts into our clients’ portfolios.

Complimentary Consultations

Whether you're seeking a financial planner or just a second opinion, our advisers are here to help. Please complete the form below and one of our advisors will contact you to schedule a virtual consultation.

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