Services

Overview

Financial Planning

Asset Management

Estate Planning

Tax Efficiency

Overview

Since 1994, Collegiate Capital Management, Inc. (CCM) has provided comprehensive financial guidance to university professionals. As an independent firm, we are not affiliated with or compensated by any university or university vendor. We can consider using each vendor’s products and strengths to develop a diversified portfolio that incorporates the complementary rolls of each. This allows us to design your portfolio without product bias. We work for you and in doing so select investment options best suited to your needs.

Our firm emphasizes transparency in our work and we want our clients to understand the basis for our guidance. These two characteristics have helped us create long-term trusting client relationships.

Financial Planning

Our clients want a clear understanding of their path to a comfortable retirement. We help provide that clarity. We partner with our clients to set goals and provide ongoing guidance towards achieving them. Our work takes a comprehensive view of our clients’ financial circumstances. This typically includes:

  • Customized financial plans that provide guidance for asset management and establish the parameters most critical to meeting retirement goals.
  • Retirement Plan Projections and other analyses that provide insights essential to managing client assets and evaluating retirement plan goals.
  • Plans for the retirement distribution phase across the client’s portfolio.
  • Life Insurance Analyses to determine the adequacy and cost of existing policies and put into place replacement or additional policies as needed.
  • Social Security Analysis to identify most appropriate benefit option.
  • Guidance on funding for college savings.
Asset Management

CCM acts as an independent SEC-registered Investment Adviser to our clients. We actively manage both employer-sponsored accounts as well as non-employer assets using primarily mutual funds, exchange-traded funds, individual stocks, and bonds to manage risk.

We recommend portfolio restructuring that will reduce, simplify, and/or consolidate portfolio accounts. Our firm provides ongoing recommendations for increasing portfolio flexibility and improved access to beneficial investment options by highlighting the complementary rolls of each custodian’s offerings.

For employer-sponsored accounts, the firm’s Investment Advisors help to select the choice of vendor from the options made available by the client’s employer. Collegiate Capital also manages assets for clients held outside of their employer’s plan(s). The firm manages the selection of assets to liquidate for distributions, including required distributions and handles all ongoing account maintenance.

Collegiate Capital acts as a liaison between our clients and the custodians of their accounts daily to eliminate the stress and burden of navigating these complexities alone. Let us be your advocate.

Estate Planning

We understand how to facilitate the intergenerational transfer of assets, assist our clients in making tax-efficient charitable gifts, and participate in the team of professionals needed to create sound estate plans.

Tax Efficiency

In coordination with knowledgeable tax experts, Collegiate Capital Management provides guidance on efficient tax management options. We take into consideration and incorporate IRS rule changes into these recommendations and use this information in our asset management approach. The firm also provides insight and guidance on approaches that incorporate the tax benefits of employer-sponsored retirement accounts into our clients’ portfolios.

Complimentary Consultations

It is crucial that you set retirement goals, determine what actions are needed to meet those goals, and monitor your progress. Our retirement planning tools are designed specifically for academics to help you with all three of the these steps, setting you on a path to a secure retirement. Please complete the form below and one of our advisors will contact you regarding scheduling.

Request a Consultation Now!

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