Bear Market Investment Strategies
The S&P 500 dropped in value by more than 50% in the 18 months between October 2007 and March 2009. We recently celebrated the 10-year anniversary of the S&P 500 climbing from that low point in early March 2009. During... Read More →
Tapping Into New Growth Sectors
Some of our clients have asked that a portion of their portfolio be invested in cannabis-related stocks. It’s impossible to ignore this as a new growth sector. Canada became the first G7 nation to legalize cannabis in October 2018. More... Read More →
Managing Risk in a Rising Interest Rate Environment
Assets invested more conservatively to avoid stock market risk must still provide a reasonable contribution to portfolio return. This is currently complicated due to the risk of bonds falling in value in a rising interest rate environment. However, the bond... Read More →
Tax Efficient Methods of Making Charitable Gifts
Who This Applies To: Traditional IRA owners who are at least 70 1/2 Benefits to you: Making your charitable gifts directly from your IRA can result in three possible benefits Reduction in taxable income A decrease in the taxable portion... Read More →
New Tax Law Changes the Math for Roth Contributions
Who this applies to: Those individuals that make supplemental contributions to 403(b) and 457 retirement plans Benefits to you: Designating contributions as Roth can potentially lower taxes in three ways Paying taxes now at a lower rate than might be... Read More →
White Paper: University account attributes and portfolio management tips
Read Charting new waters here, and email us at contact@collegiatecapital.com for a free consultation.
White Paper: University retirement accounts and tax implications
Read Navigating your path to retirement here, and email us at contact@collegiatecapital.com for a free consultation.
Cookie Cutters are Great for Making Gingerbread Men, Not Retirement Decisions
While your investment options are increasing with the new UNC System’s Retirement plans, so is standardization of how your investments could be managed. The options offered in Tier 1 are a set of mutual funds that managed solely based upon... Read More →
Addressing Fixed-Income Assets within the New UNC System’s Retirement Plans
Building a strong portfolio of accounts requires that its constituent parts be integrated into a cohesive whole. For example, if you have a spouse or partner with accounts, you may wish to integrate these into a single household portfolio for... Read More →
UNC Retirement System Changes: The Sooner You Act, The Better
You will be glad to know that even with the many alterations coming to the UNC System Retirement plans, the System will still offer most of the mutual funds currently found in your 403(b) and Optional Retirement Plans (ORP) .... Read More →